:root {
  --navy: #0b3158;
  --navy-dark: #071f37;
  --gold: #d9a83e;
  --cream: #fbf8f0;
  --paper: #fffdf8;
  --ink: #162331;
  --muted: #56616d;
  --line: #d9d5ca;
  --green: #5f6e36;
  --max: 72rem;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--cream); font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; line-height: 1.65; }
img { max-width: 100%; height: auto; }
a { color: var(--navy); text-underline-offset: .18em; }
a:hover { color: #174e83; }
.skip-link { position: absolute; left: -9999px; top: .5rem; z-index: 10; background: white; padding: .7rem 1rem; }
.skip-link:focus { left: .5rem; }
.site-shell { width: min(calc(100% - 2rem), var(--max)); margin-inline: auto; }
.site-header { position: sticky; top: 0; z-index: 5; border-bottom: 1px solid rgba(11,49,88,.13); background: rgba(255,253,248,.97); backdrop-filter: blur(10px); }
.header-inner { min-height: 5rem; display: flex; align-items: center; justify-content: space-between; gap: 1.25rem; }
.brand { display: flex; align-items: center; gap: .8rem; text-decoration: none; color: var(--navy-dark); font-weight: 800; }
.brand img { width: 11rem; max-height: 3.2rem; object-fit: contain; object-position: left center; }
.nav { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: .9rem 1.2rem; }
.nav a { font-weight: 700; text-decoration: none; }
.nav .cta { background: var(--navy); color: white; padding: .62rem .95rem; border-radius: 999px; }
.hero { color: white; background: linear-gradient(125deg, var(--navy-dark), var(--navy) 62%, #244b5f); padding: clamp(4rem, 10vw, 7.5rem) 0; }
.hero-grid { display: grid; grid-template-columns: minmax(0, 1.45fr) minmax(18rem, .75fr); gap: clamp(2rem, 6vw, 5rem); align-items: center; }
.eyebrow { margin: 0 0 .7rem; color: var(--gold); font-size: .82rem; font-weight: 900; letter-spacing: .13em; text-transform: uppercase; }
h1, h2, h3 { color: var(--navy-dark); line-height: 1.12; text-wrap: balance; }
h1 { margin: 0 0 1.2rem; color: white; font-size: clamp(2.55rem, 7vw, 5rem); }
h2 { margin: 0 0 1rem; font-size: clamp(1.9rem, 4.5vw, 3.15rem); }
h3 { margin: 0 0 .6rem; font-size: clamp(1.2rem, 2.5vw, 1.55rem); }
.hero p { max-width: 65ch; font-size: 1.12rem; color: #edf3f8; }
.hero-card { border: 1px solid rgba(255,255,255,.24); border-radius: 1rem; padding: 1.4rem; background: rgba(255,255,255,.09); }
.hero-card h2 { color: white; font-size: 1.35rem; }
.hero-card ul { margin: 0; padding-left: 1.2rem; }
.button-row { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 1.5rem; }
.button { display: inline-block; border: 1px solid var(--navy); border-radius: 999px; padding: .82rem 1.15rem; font-weight: 800; text-decoration: none; }
.button-primary { background: var(--gold); border-color: var(--gold); color: var(--navy-dark); }
.button-secondary { color: white; border-color: rgba(255,255,255,.6); }
.section { padding: clamp(3.5rem, 8vw, 6.5rem) 0; }
.section + .section { border-top: 1px solid var(--line); }
.section-intro { max-width: 66ch; font-size: 1.12rem; color: var(--muted); }
.grid-2, .grid-3 { display: grid; gap: 1.2rem; }
.grid-2 { grid-template-columns: repeat(2, minmax(0,1fr)); }
.grid-3 { grid-template-columns: repeat(3, minmax(0,1fr)); }
.card, .checklist, .callout { border: 1px solid var(--line); border-radius: .85rem; background: var(--paper); padding: clamp(1.15rem, 3vw, 1.8rem); }
.card p, .checklist p { margin-bottom: 0; }
.card a { font-weight: 800; }
.checklist ul, .checklist ol { margin: .4rem 0 0; padding-left: 1.25rem; }
.checklist li + li { margin-top: .55rem; }
.callout { border-left: .45rem solid var(--gold); }
.callout strong { color: var(--navy-dark); }
.fact-line { display: grid; grid-template-columns: repeat(4, minmax(0,1fr)); gap: .8rem; margin: 1.4rem 0; }
.fact { border: 1px solid var(--line); border-radius: .7rem; padding: 1rem; background: white; text-align: center; }
.fact strong { display: block; color: var(--navy); font-size: 1.55rem; }
.byline { color: var(--muted); font-size: .95rem; }
.breadcrumbs { margin: 0; padding: 1rem 0; font-size: .92rem; }
.breadcrumbs a { font-weight: 700; }
.article { width: min(calc(100% - 2rem), 50rem); margin-inline: auto; padding: 3.5rem 0 6rem; }
.article h1 { color: var(--navy-dark); font-size: clamp(2.3rem, 6vw, 4rem); }
.article h2 { margin-top: 2.8rem; font-size: clamp(1.65rem, 4vw, 2.35rem); }
.article h3 { margin-top: 2rem; }
.article > p, .article li { font-size: 1.06rem; }
.article .lead { font-size: 1.25rem; color: var(--muted); }
.article-nav { margin-top: 3rem; padding-top: 2rem; border-top: 1px solid var(--line); }
.site-footer { color: #e7edf4; background: var(--navy-dark); padding: 2.5rem 0; }
.site-footer a { color: white; }
.footer-inner { display: flex; flex-wrap: wrap; gap: 1rem 2rem; justify-content: space-between; }
.footer-inner p { margin: 0; }
@media (max-width: 52rem) {
  .site-header { position: static; }
  .header-inner { align-items: flex-start; flex-direction: column; padding: .9rem 0; }
  .nav { justify-content: flex-start; }
  .hero-grid, .grid-2, .grid-3 { grid-template-columns: 1fr; }
  .fact-line { grid-template-columns: repeat(2, minmax(0,1fr)); }
}
@media (max-width: 30rem) {
  .fact-line { grid-template-columns: 1fr; }
}